Stanford Bank (Panama), S.A

Mon, Jan 05 2009











	Call Accounts^SM


	Stanford Checking Account


	Stanford Money Market


	Fixed CD^SM


	Flex CD^SM


	International Flex CD^SM

Our products are designed to help our institutional clients preserve wealth, retain capital with conservative asset growth. They reflect a policy of absolute returns, always focused on protecting initial capital and investing in vehicles that provide guaranteed rates.

Here is a snapshot of our main products. Select a product for more details, including key benefits, terms or limitations.


PRODUCTS		TERMS	DEPOSIT MINIMUM	WITHDRAWALS ALLOWED	ADDITIONAL DEPOSITS


	FIXED CD^SM	3-60 Months	Contact SBP	None	None

	FLEX CD^SMInternational (Non-residents of the Republic of Panama)	3-60 Months	Contact SBP	25% of principal plus accrued interest	US$5,000 or more

	FLEX CD^SMInternational (Residents of the Republic of Panama)	3-60 Months	Contact SBP	Guaranteed overdraft on current account for up to 25 % of the available balance of the CD at an attractive interest rate	US$5,000 or more only for deposits with terms of 1 year or more

	Call Account^SM	Unlimited time	Contact SBP	Any amount within 24 hours notification during regular banking hours	Allowed for any amount

	Stanford^SM Checking Account	Unlimited time	Contact SBP	Any amount through checks in USDollars cleared in Panama or using the international Mastercard® Debit Card	Allowed for any amount

	Stanford Money Market ^SM	Unlimited time	Contact SBP	Any amount through checks in US Dollars with a limited amount of checks per month or using the international Mastercard® Debit Card	Allowed for any amount


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